Lester Brunt Wealth Management explains why now is the best time to understand what your pension can do for you.
As someone new to golf, the rules and etiquette of the game can be quite daunting - the same overwhelming feeling can also be said about the policies and regulations of financial planning. One of the most frequent financial worries I hear from clients relates to pensions.
Many clients I talk to tell me pensions can be intimidating and whilst they have accumulated them through their working life, they have never done any form of pension planning. Now is the best time to take that leap of faith and understand what your pension can do for you.
A lot of clients have workplace pensions by default, set up by the finance department of the company or companies they’ve worked at over their working life. Most clients have never interfered, just letting the pension do its thing without intervening.
Just imagine if you took the same relaxed, nonchalant approach to golf, and muddled through a round on the golf course. It may be an uncomfortable position to be in for nine or eighteen holes, but think about if that continued to happen each time you played. Would you give up? Would you persevere? Would you seek professional advice to perfect your game so you didn’t feel like this again?
Most people accumulate a pot and then cannot understand how that amount can support their lifestyle in the future. If you are feeling stuck with your pension, there are a few questions you should be asking yourself:
- What pensions do I have?
- Who are they with?
- Am I on target to reach my goals and intended retirement age?
- Do I need to increase my monthly contribution or top up my account?
- What are my shortfalls and what can I do about them?
- Could I benefit from financial advice?
- Could I benefit from some time with a professional to review my existing pension provision?
If you are unsure of the answer to these questions, the guidance a professional financial adviser can offer will likely be invaluable.
Lester Brunt Wealth Management Ltd can help provide the peace of mind that you are on track to reach your financial targets – and if you aren’t, then we can help steer you onto the correct course.
We use various tools to map your goals and objectives; just like a tailored golf club, having the right equipment can improve your current position. As we offer ongoing advice if your circumstances change then we can be that constant in your life to aid with decisions to suit the changes in your lifestyle.
Catherine and Jennie have over three decades of combined financial experience and spend a lot of their time as advisers helping women achieve their financial goals. Within the female golfing community, Catherine and Jennie can share their passion and advocate the benefits of financial protection and the value and importance of financial planning. If you wish to get in touch, please contact Catherine or Jennie at [email protected] or [email protected]
Contact Catherine Scard or Jennie Rose
Catherine and Jennie have over three decades of combined financial experience and spend a lot of their time as advisers helping women achieve their financial goals. Within the female golfing community, Jennie and Catherine can share their passion and advocate the benefits of financial protection and the value and importance of financial planning. If you wish to get in touch, please contact Catherine or Jennie at [email protected] or [email protected]
07980 870 913
07763 833 474
Lester Brunt Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website http://www.sjp.co.uk/products. Lester Brunt Wealth Management is a trading name of Lester Brunt Wealth Management Ltd.
SJP Approved 27/10/2022
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